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Our Approach to Investing
Here’s an overview of how our meticulous research meets
personalised financial advice.
Here’s an overview of how our meticulous research meets personalised financial advice.
At OLFP, we blend meticulous research with personalised financial planning to create a path that’s uniquely yours. We're not just your financial planners; we're your partners in navigating the journey towards your financial goals.
Unbiased and
Ethical Approach
At OLFP, our core philosophy revolves around ethical and transparent financial solutions. We firmly believe in an unbiased approach, ensuring that your interests are always our top priority. This commitment to integrity is the bedrock of our relationship with you.
Rigorous Research for
Robust Solutions
Our partnership with industry leading research houses like Clearchoice and BestAdvice enables us to offer investment solutions that are not just reliable but backed by comprehensive, in-depth research. This collaboration is a testament to our dedication to providing you with the best financial advice and products available.
Diverse Financial Solutions
We understand that one size does not fit all, especially in financial planning. That’s why our access to world-class providers is crucial. Every client’s circumstances are assessed before we recommend any product solution. We always ensure access to top-tier financial product.
Tailored Portfolios for Every Individual
Specialising in crafting personalised investment, retirement, and insurance portfolios, we pride ourselves on aligning well-researched products with your unique financial objectives. Whether you're planning for retirement, looking to grow your wealth, or securing your family’s future, our tailored solutions are designed to meet your specific needs.
If you're curious about how this approach benefits your portfolio, want to discuss ideas for your financial future or have a friend, family member or colleague that may also benefit from our approach…, we’d love to chat with you.
Our Investment Philosophy
Our Investment Philosophy is embedded in Strategic Asset Allocation.
We craft our portfolios through the lens of Modern Portfolio Theory, adhering to prudent diversification and an acute assessment of risk and volatility.
Portfolios are tailored through a Core and Satellite approach that provides our clients with inexpensive Index exposure - complemented by ‘best in breed’ Active management.
These return (alpha) generators are sourced through constantly researched and thoroughly evaluated investment managers and their strategy/s.
Our Guiding Investment Fundamentals:
At O'Leary Financial Planning, we adhere to five core investment fundamentals that guide our approach to building and managing wealth. These principles, rooted in economic realities and time-tested strategies, form the backbone of our investment philosophy. They empower our clients to make informed decisions and achieve long-term financial success.
01
Have faith in capitalism:
Recognise that capitalism is a robust economic system that has delivered significant benefits to humanity.
Despite its flaws, it has lifted billions of people out of poverty and driven innovation and discovery.
02
Accept that risk and return go hand in hand:
Understand that to achieve higher returns, you must be willing to take on more risk. There is no such thing as high returns with low risk.
It is important to manage and understand the various risks associated with investing.
03
Let the markets do the heavy lifting for you:
Recognise that the markets are an efficient mechanism for rewarding those who provide capital to companies engaged in wealth creation.
Instead of trying to time the market or pick individual stocks, focus on constructing a well-diversified portfolio and capturing market returns through low-cost funds.
04
Be patient and think long-term:
Investing is a long-term game, and it takes time to achieve investment success. Avoid being swayed by short-term market fluctuations and focus on the long-term goals.
Understand that small returns can compound into significant differences over time.
05
Be disciplined:
Stick to your investment principles and avoid succumbing to impatience and emotional ill-discipline.
Construct a well-researched and tested portfolio, avoid chasing investments based on short-term performance, and resist the temptation to abandon your long-term strategy during market downturns.
Practice discipline in reviewing your portfolio and avoid being influenced by short-term market noise.
Our CORE Advice Services (What We Do)
Quality financial planning is an ongoing process that assists you in making sense of your finances, understanding the impact of your decisions and helps you achieve your lifetime goals. By making small behavioural changes now you can improve your financial security and live the life you want.
Professional advice is one of the most worthwhile investments you will ever make. An advisor you can trust will make all the difference to your peace of mind and your financial security. At OLFP we pride ourselves on the knowledge and expertise we have built for our clients over the years.
We can assist in the following advice areas:
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The Financial Freedom Roadmap
Learn the 9 simple steps for taking control of your financial situation, maximising every cent of your hard-earned income and getting yourself ahead financially.
These are our key steps to putting you on a clear path to better financial results with proven strategies to make every Euro count
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